Table of Contents
Introduction
Mobile banking has become an essential service that people use in their everyday lives to control their money. SunTrust, one of the leading banks in the United States, has developed a mobile application that is designed to provide a convenient and secure banking experience to its customers. In this article, we will discuss the features of the SunTrust mobile app and how it can help to improve your financial management.
1. User-Friendly Interface
The SunTrust mobile application has a very simple interface that allows the customers to navigate through the various banking services very easily. The design of the application has been made in a way that anyone can easily find their way around the application and get the information they need whether it is the account balance, moving of funds, or making payments. This means that the entire process is more efficient and easier to do than it would have been if one had to do it manually.
2. Account Management
Thanks to the SunTrust mobile app, managing your accounts has never been easier. It enables the user to view their account balances, transaction history and pending transactions in real time. This feature gives you an overall view of your financial situation and allows you to make decisions concerning your money accordingly.
Furthermore, the app enables you to receive notifications for certain events, for example, low balance or large transactions, so that you never get surprised. You can also set these notifications to suit your preferences and only receive the ones that are most important to you concerning your accounts.
3. Mobile Deposits
You no longer have to visit a branch or an ATM to deposit your checks as the SunTrust app now allows you to do so. You can easily deposit a check using your smartphone or tablet through the mobile deposit option in the application. All you need to do is to take a picture of the front and back of the check, enter the amount to be deposited and submit it through the app. Normally, you should be able to receive your funds in your account in a few business days. This makes the entire process of depositing checks convenient and does not require the client to visit a physical bank.
4. Bill Pay
The bill pay feature of the SunTrust mobile app has made it easier to manage your bills. Users can add payees, schedule one-time and recurring payments, and even set up auto pay for your regular bills to ensure that you never pay late penalties or fees.
5. Money Transfers
Moving money or making payments to other accounts is very simple with the SunTrust mobile application. It is possible to make internal transfers between different SunTrust accounts or to transfer money to other banks. Also, the app has the person-to-person payment feature, which allows you to send money to anyone in the United States using just an email address or mobile number.
6. Security Features
SunTrust is a financial services company that understands the need to protect the financial data of its customers. The mobile application also has security measures that will help protect the user’s accounts and transactions:
- Biometric Authentication: The application also implements a fingerprint or facial identification service to increase the security of the application.
- Multi-Factor Authentication: To open your account, you must provide two or more factors, such as a password and a one-time code.
- Account Alerts: The user can set up some flags for suspicious activity, such as large sums of money outgoing or incoming, or changes in the account details to help prevent fraud.
- Secure Socket Layer (SSL) Encryption: All the information that is sent or received between the application and SunTrust’s servers is encrypted, this helps to protect the sensitive data that is being transmitted.
Conclusion
The SunTrust mobile app has a lot of features that make it easier to manage your money and make your life easier. With features such as ease of use and security, the app provides a smooth banking experience for all its users. Whether you are checking your account balance, making a deposit, paying bills or sending money, the app has you covered. With the help of mobile technology, SunTrust allows its customers to control their money and manage their finances when they want and where they want.
Want to see what banking is going to be like in the future? Download the SunTrust mobile app now and have your finances in your pocket.
